Blog
Ready to Retire? Have You Taken These 3 Planning Steps?
When’s the right time to retire? It’s a question that nearly every worker struggles with at some point. Unfortunately, there’s no universal correct answer. Your decision on when to retire should be based on your unique circumstances, such as your objectives, needs and...
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Self-Employed? Why a SEP IRA May Be the Right Tool for Your Retirement
Self-employment can be a fulfilling experience, but it can also create numerous challenges. You have to serve your customers and prospect for new business. You have to keep a careful eye on your cash flow and bottom line. You may have employees whom you need to...
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Avoid These Gaps in Your Estate Plan
Thinking about your own passing may not be a pleasant exercise, but it’s an important one, especially if you have children or other dependents who rely on you for support. That’s why estate planning is such a critical component in any comprehensive financial plan....
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3 Reasons Why It’s Never Too Early to Save for Retirement
Are you a millennial with nothing saved for retirement? You’re not alone. According to a new report from the National Institute on Retirement Security, two-thirds of people between the ages of 21 and 32 have nothing saved for retirement.1 Of course, you may not think...
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Cover Your Retirement Shortfall With These 3 Steps
So retirement is approaching quickly, and you’re worried you don’t have enough money saved. You’re not alone. According to a Gallup survey, more than 50 percent of Americans are worried about having enough money for retirement. In fact, retirement is Americans’ top...
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3 Steps to Start Your Business Succession Plan
According to a recent small-business survey from Nationwide, half of respondents said they don’t have a succession plan. Among those without a plan, 47 percent said they didn’t think such a plan was necessary. An additional 22 percent said they didn’t have time or...
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Baby Boomers: How to Catch Up on Your Retirement Planning
According to a recent Gallup survey, more than half of Americans are worried they won’t have enough money for retirement.1 There may be good reason for concern, especially among baby boomers. A study from the Insured Retirement Institute found that 42 percent of baby...
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Survive a Market Downturn in Retirement With These 3 Tips
For nearly nine years, investors have enjoyed one of the longest bull markets in history. However, recent volatility suggests the possibility that the almost decade-long market upswing could soon come to an end. Volatility is a constant presence in any financial...
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3 Ways You Can Reduce Out-of-Pocket Health Care Costs in Retirement
Approaching retirement? If so, you may be surprised to learn that one of your biggest expenses could be health care. Many retirees assume that Medicare will cover most of their medical expenses. While Medicare is a valuable program, it doesn’t cover everything....
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