Blog
Survive a Market Downturn in Retirement With These 3 Tips
For nearly nine years, investors have enjoyed one of the longest bull markets in history. However, recent volatility suggests the possibility that the almost decade-long market upswing could soon come to an end. Volatility is a constant presence in any financial...
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3 Ways You Can Reduce Out-of-Pocket Health Care Costs in Retirement
Approaching retirement? If so, you may be surprised to learn that one of your biggest expenses could be health care. Many retirees assume that Medicare will cover most of their medical expenses. While Medicare is a valuable program, it doesn’t cover everything....
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Pension Planning Strategies for Your Retirement
Will you receive pension payments in retirement? If so, consider yourself lucky. Pensions are quickly disappearing from employer benefit offerings. In 1998, 58 percent of Fortune 500 companies offered pensions, also known as defined benefit plans. By 2015 that figure...
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3 Strategies to Manage Your Required Minimum Distributions
Have you used an IRA to accumulate retirement assets? If so, you have company. According to a 2013 study, Americans hold nearly $2.5 trillion worth of assets inside IRA accounts.1 Much of those assets are held in traditional IRAs. Traditional IRAs, 401(k) plans and...
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Will You Actually Be Able to Retire?
Our parents and grandparents certainly made retirement look easy. This generation of workers, however, often reports feelings of apathy or concern about their own retirements. You might even feel this way yourself! Why are so many American workers worried about...
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How American Retirement is Changing
Many of us make the mistake of setting a retirement timeline and savings goal, and then neglecting to think about retirement again for years. We watched our parents and grandparents retire easily, and we assume it will go that way for us as well. Hopefully, that will...
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Withdrawing Your Retirement Money
As you plan for retirement, much of your focus might rest upon saving a certain amount of money. Once you retire, however, you will begin to do the opposite. It will be time to take distributions from your retirement fund, and since you want these distributions to...
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Do You Need to Play Catch-Up with Your Retirement Plan?
Years ago, you establish retirement goals, and you've been working toward them ever since. But somehow, you found yourself sidetracked, and you haven't made as much progress toward your goals as you had hoped. Or, maybe you never set any goals at all, and now you're...
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Avoid These Common Life Insurance Mistakes
Choosing a life insurance policy is one of the most important financial decisions you will make. After all, this policy is meant to protect the people you love most! As you consider the benefits of different types of life insurance, keep these common mistakes in mind...
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