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How Will Probate Impact Your Heirs?

An estate plan is an important part of any financial strategy, as it can protect your heirs and assets from a number of significant threats. Your estate plan addresses your assets and how they should be distributed after you pass away. You can also use it to minimize...

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Will Rising Interest Rates Affect Your Retirement?

Interest rates are on the rise again. After keeping them at or near zero for close to a decade, the Fed has decided to start raising rates. The Federal Open Market Committee has raised the federal funds rate three times this year, with the most recent increase taking...

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How Will Health Care Costs Impact Your Retirement?

What will be your biggest costs in retirement? Housing? Travel? Food? Taxes? You may spend a substantial amount on all of those items, but there’s one expense category that could be even bigger. It’s health care. You might assume that Medicare will cover most or all...

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3 Ways a Deferred Annuity Can Benefit Your Retirement

If you’re currently planning for your upcoming retirement, you’re probably aware of some of the financial challenges you may face. Many retirees are concerned about whether they’ll have enough income to live comfortably in retirement and whether that income will last...

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Life Insurance Health Ratings: What You Need to Know

Thinking about buying life insurance soon? Trying to maximize your coverage while limiting your costs? Fortunately, a wide range of policies are available to fit any budget. You may find that a term policy is the best option for you. Or you may decide you want a...

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3 Common Myths About Life Insurance

Nearly 56 percent of Americans don’t own life insurance. Among those who do, 40 percent say they don’t have enough. Are you a part of those groups? Life insurance ownership has been on the decline for decades. In fact, LIMRA, an insurance industry organization,...

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Why Filing Early for Social Security Could Make Sense

When should you file for Social Security benefits? It’s a question that every retiree faces. You can file anytime from age 62 to 70. However, age 62 is by far the most popular age for filing. More than 34 percent of all recipients file as soon as they’re eligible.1 As...

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Ready to Retire? Have You Taken These 3 Planning Steps?

When’s the right time to retire? It’s a question that nearly every worker struggles with at some point. Unfortunately, there’s no universal correct answer. Your decision on when to retire should be based on your unique circumstances, such as your objectives, needs and...

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