Blog

Retirement and Home Ownership

For many decades, the “American Dream” for retirement involved paying off your mortgage and living in the family home for the rest of your days. But now, many retirees are choosing to sell off their old homestead and rent a new place instead. If you're wondering why...

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5 Steps to Get Ready for Retirement

Retirement income planning can be a complicated process, in which you will attempt to reconcile a new lifestyle with a new budget. The lifestyle part is a subject for another blog, but taking these five steps now can help you prepare for your future budget. Assess...

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Does the Lack of a Social Security COLA Affect You?

Retirees generally look forward to January, when they almost always receive a cost of living adjustment (COLA) for their benefits. But for the third time in history, that won't be happening this year. That's because COLA is tied to the Consumer Price Index, which...

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Make This New Year’s Resolution!

One of the things we often find ourselves saying to our clients is, save as much as possible for retirement. After all, it’s hard to argue that someone could potentially save too much money! But saving for retirement can be difficult for many people prioritize, even...

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Social Security Recipients Won’t Get a Raise This Year

If you’re heard the recent news from the Social Security Administration, you might feel disappointed or even a bit worried. For the third time in history, the administration has announced that beneficiaries will not receive a cost of living adjustment (COLA) in 2016....

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5 Tips on End-of-the-Year Charitable Donations

At this time of year, we’re all in a more generous mood. Charities know this, and often increase their efforts to ask for donations. Giving will make you feel good, but there’s another important reason you should consider donating gifts to charity: It can make for a...

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Don’t Make These Retirement Income Planning Mistakes!

You already know that planning for retirement income is important. That's why you save faithfully and maximize your retirement fund contributions. But another part of preparation involves analyzing the mistakes of others. If you can learn a valuable lesson from their...

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Steps to Managing Health Care Costs

As you plan for retirement, you might focus on saving a particular amount of money or setting up a certain amount of income each month. It makes sense that you want to ensure that you have enough income to cover all of your expenses, for the rest of your life. But...

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File and Suspend Has Come to an End!

For many retired couples, the “file and suspend” strategy worked wonders with their Social Security benefits. Under the old rules, the higher-earning spouse could file for benefits at full retirement age, then suspend the payments until a later date. This allowed him...

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